VSJ Experts Terms and Conditions

These Terms and Conditions (“Agreement”) govern the use of services provided by VSJ Experts. By accessing and using our website and services, you agree to comply with these terms.

1. General Information

  • VSJ Experts (“we,” “us,” “our”) provides travel insurance and related services.
  • These terms apply when you use our website or purchase any of our services.

2. Services Provided

We offer the following services:

  • Travel insurance policies
  • Assistance with claims and emergencies
  • Other related travel support services

3. Personal Data

By using our services, you agree to the collection and processing of your personal data as described in our Privacy Policy. We take your privacy seriously and follow strict data protection standards.

4. Insurance Policy

  • Once you purchase an insurance policy, you will receive a copy via email.
  • Your insurance coverage begins as described in the policy and is subject to the terms outlined in the policy document.
  • We may request personal information necessary to process your insurance policy (e.g., name, passport number, health data, etc.).

5. Payment and Billing

  • Payments for services can be made through our website.
  • You agree to pay all charges associated with the services you purchase.
  • All prices are in USD or your chosen currency and are subject to change without prior notice.

6. Cancellation and Refunds

  • If you wish to cancel your insurance policy, please contact us as soon as possible.
  • Refunds may be issued depending on the terms of the insurance policy and our refund policy.

7. Use of the Website

  • You are responsible for using our website in a lawful manner.
  • You may not misuse our website or engage in any unlawful activities.

8. Limitation of Liability

  • We are not responsible for any damages, losses, or issues arising from the use of our services or website.
  • Our liability is limited to the maximum amount of the insurance policy purchased.

9. Governing Law

These terms and conditions are governed by the laws of the United Arab Emirates.

10. Changes to Terms and Conditions

We may update these terms from time to time. Changes will be posted on our website, and we encourage you to check them regularly.

11. Contact Information

If you have any questions or concerns, please contact us at:

Email: mail@vsjexperts.com
Phone: 068400779

Last Updated: 07 June 2022